Recon

Recon matches what your bank and mobile money statements say against your own ledger, every day, week or month, shows what doesn’t match, and keeps the record of who looked at it, what was decided and who signed it off. Use it at recon.tyms.ai, or ask Claude, ChatGPT or Jamaa about your breaks and let them propose matches for a person to approve.

Why is the MoMo trust account off by 2.4m today?

• Found 37 open breaks in "MoMo trust" for 4 Nov, 3 of them over a million
• Explained the largest: a bulk disbursement booked as one line in the ledger and 412 lines on the wallet statement
• Proposed matching them, waiting for an approver

Most of the difference is one bulk payout booked as a single ledger line. I’ve proposed the match; an approver needs to accept it in Recon.

Get started

1. Sign in at recon.tyms.ai with your Tyms account, or sign up with your work email.
2. Switch Recon on. It’s free and instant. Owners and admins switch it on for the organization, and then everyone in it can open Recon.
3. Set up a source and a reconciliation, then load your first statements. See the quickstart.

Each workspace has its own address: your-team.recon.tyms.ai.

What’s in it

• Statements in. Upload CSV, Excel, MT940 or CAMT.053 files, have your bank or operator email them to your workspace’s Recon address, or let your assistant load them. A template reads each source’s files the same way every time.
• Checks first. Before any line is kept, Recon checks the statement adds up: opening plus movements equals closing, it follows the last one, and the same file isn’t loaded twice.
• Matching rules. Rules run in order, one-to-one, one-to-many or many-to-one, with tolerances and date windows. Every match says which rule made it and why. Test rules on a period before you save them.
• Breaks. Every line still open is a break with an owner, a reason code, an age and comments. The Breaks page lists them across reconciliations.
• Four eyes. Matches by hand with a difference, undoing matches, write-offs, rule changes and sign-off are proposed by one person and approved by another.
• Sign-off and evidence. Signing off locks the period, carries what’s open into the next one, and seals a tamper-evident audit trail. Each period’s evidence pack downloads from its page.
• Schedules. A run time, a sign-off deadline and your business calendar (Uganda and Kenya built in). Recon emails the owner about missing statements and overdue periods.
• Dashboard and compliance. Match rates by period, open breaks by age, owner and reason, and mobile money trust account coverage against the e-money outstanding.

With your assistant

Ask in plain language:

• "Which breaks are older than a week?"
• "Why is this line still open?"
• "Is our trust account covering the e-money outstanding?"
• "Draft October’s reconciliation memo."

Your assistant sees what you can see. Matches and write-offs it proposes always wait for a person to approve, and it can’t sign off or reopen a period. See Recon in your assistant.

Pricing

Switching Recon on is free, with no monthly fee or per-seat price. Each workspace gets 10,000 transactions reconciled a month free, then $1 per 1,000. A transaction counts once, when it is first matched or written off. Loading statements, breaks, approvals, sign-off and evidence packs are never charged.

Where your data is kept

In Cloudflare’s EU jurisdiction, encrypted at rest and in transit. Every statement is kept byte for byte, with its fingerprint, as evidence.

Start here